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Streamlined Mortgages for Modern Buyers.

With 62% of homeowners citing the mortgage process as the most stressful part of buying a home, Forever Home Loans introduces a simplified solution, transforming this daunting journey into a seamless and satisfying experience.

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Mortgage Options & Loans For You

Choosing the right home loan can be overwhelming. Let’s navigate the options and find the perfect fit for you.

  • Fixed Rate Mortgage

    The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life…

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  • Adjustable Rate Mortgages (ARM)

    Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan’s term. These loans usually have a fixed interest rate for…

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  • Interest Only Mortgages

    A mortgage is called “Interest Only” when its monthly payment does not include the repayment of principal for a certain period of time. Interest…

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  • Graduated Payment Mortgages

    A graduated payment mortgage is a loan where the payment increases each year for a predetermined amount of time (such as 5 or 10…

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  • FHA Loans

    FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family…

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  • VA Home Loans

    The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and…

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  • USDA Loans

    USDA loans are low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages.…

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  • Jumbo Loans

    A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a…

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Refi & Purchase Mortgage Loans in Florida

Welcome to the official site of Forever Home Loans. We are a full-service mortgage broker based in St. Augustine, FL. We specialize in Refi and Purchase Mortgage Loans in St. Augustine and Jacksonville. Whether you are buying a home or refinancing anywhere in Florida, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment. Our goal is to match you with the best mortgage based on your personal situation. Call now to get Preapproved for your FOREVER HOME!!!

FHA | VA | USDA | Jumbo | Conventional

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Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you’re looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

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