Loan Programs

Which Mortgage is Right for You?

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

Mortgage Rate Options

  • Graduated Payment Mortgages

    A graduated payment mortgage is a loan where the payment increases each year for a predetermined amount of time (such as 5 or 10…

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  • Interest Only Mortgages

    A mortgage is called “Interest Only” when its monthly payment does not include the repayment of principal for a certain period of time. Interest…

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  • Adjustable Rate Mortgages (ARM)

    Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan’s term. These loans usually have a fixed interest rate for…

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  • Fixed Rate Mortgage

    The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life…

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Loan Program Options

  • Jumbo Loans

    A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a…

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  • USDA Loans

    USDA loans are low-interest mortgages with zero down payments designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages.…

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  • VA Home Loans

    The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and…

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  • FHA Loans

    FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family…

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